4X4 insurance
Submitted by NOHA on Thu, 2008-02-21 12:47
For those that have 4X4's what insurance company do you use. I ask this as all the standard insurance companies will take your money but the fine print says you are not covered unless on a gazetted road or designated off road area.
So bad luck if you damaged your car driving along some beach access track or remote back block fire break.
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Neander
Posts: 520
Date Joined: 23/10/07
I am pretty sure that is
I am pretty sure that is standard with most insurance companies.
When taking my policy out it was as long as you are on a track you are covered, on the beach you aren't, that said a mate had sunk his new land cruiser on Cable beach and was refunded for vehicle but not personal possesions ( cameras, electronic gear,jewelery)
But yeah, if you are actually of 4x4 and you do damage I think you will be battling, especially if it is body damage.
I know a lot of folks get caught out with 4X4 hire cars, they are covered for blacktop only.
sherbert
Posts: 4717
Date Joined: 10/09/06
I think spess got a new 4x4
After he rolled his on cablebeach
steve
Born to fish forced to work
Assassin landbase fishing club
Maverick
Posts: 1241
Date Joined: 06/06/06
Western QBE
As long as your not doing anything unlawfull your covered .
IE if your allowed to drive on the beach your covered , have been with them for years and never had a problem with a claim , backed my Trailer into my hot water system , they wanted to put us up in a hotel overnight and new system was installed next day , wife pranged the car ( her fault) insurance was 10 days overdue , no worries just paid the premium and they covered the accident , can't complain about that .
I rang them a while back to make sure I was covered for where ever I wandered and they said as long as it was legal to drive there your covered , might pay to make sure it's the same still or for new memberships but can't see them changing it without telling me as all calls / enquiries are logged onto your file so they know I asked about it and the answer they gave me at the time .
HTH , MAV.
OFW member 088
Sponsored by no one and I work for myself so my comments are my own.
Jeremy
Posts: 6
Date Joined: 06/10/06
As Mav has said "as long as
As Mav has said "as long as what you are doind is legal you are covered" Rac paid up when I needed a claim but would not re insure me. Am now with Gio and have full cover anywhere as long as it is legal.
Jeremy.