Boat insurance

I'm looking at insuring my boat. Just after some info on anybodys recommendations on insurers.

Cheers Paul

 

 

   


Paul H's picture

Posts: 2104

Date Joined: 18/01/07

the two majors are Club

Tue, 2014-10-14 16:22

the two majors are Club Marine and Nautilus Marine

____________________________________________________________________________

Youtube Channel  -  FishOnLine Productions

https://www.youtube.com/channel/UCbUVNa-ViyGm_FTDSv4Nqzg/videos

Posts: 35

Date Joined: 22/08/14

Nautilus

Tue, 2014-10-14 17:01

 A mate of mine cracked the lower leg housing on his 150hp Etec

Nautilus replaced whole leg including gearbox , no questions , no problem , done quickly

I have just insured with them as well

Cheers Katman

hezzy's picture

Posts: 1521

Date Joined: 27/11/09

QBE are very good also been

Tue, 2014-10-14 17:17

QBE are very good also
been with them for years, never any hassles on a claim

hezzy

____________________________________________________________________________

OFW 11

evil flourishes when good men do nothing

 

Posts: 5798

Date Joined: 18/01/12

Nautilus, easy to deal with,

Tue, 2014-10-14 23:11

Nautilus, easy to deal with, good price, and have had to swap layup months many times over the years due to swing changes with no hassles.

Never made a claim yet though so no wonder they love me

 

____________________________________________________________________________

 Give a man a mask, and he'll show you his true face...

 

 

The older you get the more you realize that no one has a f++king clue what they're doing.

Everyone's just winging it.

 

Escape's picture

Posts: 82

Date Joined: 14/12/11

Went with YOUI although did have great service from Club Marine

Wed, 2014-10-15 08:47

 Club Marine were great to me after having a boat written off and paid out in full. Took a little while however the result was a positive one.

Given that my risk / claims history wasnt brilliant the premiums were skyrocketing so I shopped around and ended up with YOUI. I even went back to Club Marine with the YOUI policy schedule and pricing to see what they could do and in their words, they said the policy was Apples for Apples and they could not match it.

Saved me $1200 a year.

Haven't needed to claim from YOUI and I hope I have no need to so cannot comment on claims processing.

____________________________________________________________________________

ROUGH RED

One day I hope to replace the boat picture I am using with one of a decent fish...One day...

Posts: 5798

Date Joined: 18/01/12

saved $1200!

Wed, 2014-10-15 13:31

 saved $1200!

How high was the premium?

Mine is about $650 for $70K with Nautilus

____________________________________________________________________________

 Give a man a mask, and he'll show you his true face...

 

 

The older you get the more you realize that no one has a f++king clue what they're doing.

Everyone's just winging it.

 

Escape's picture

Posts: 82

Date Joined: 14/12/11

Premium saving $1200

Wed, 2014-10-15 13:50

 I was paying around $2100 per year based on insured value of $140K with a bit of a nasty claims history from the previous boat. ( Current insured boat is Bertram 35 Twin Diesels Gen set etc etc Penned boat)

Now paying $828 per year same nasty claims history (unfortunately).

Pretty happy with the saving and based on your premium Rob H I am happy with what seems to be a reasonable deal.

 

Cheers

____________________________________________________________________________

ROUGH RED

One day I hope to replace the boat picture I am using with one of a decent fish...One day...

Posts: 812

Date Joined: 09/10/06

 Been with club for 15 years.

Wed, 2014-10-15 16:50

 Been with club for 15 years. Made one claim for a broken bimini. 

Not sure about other insurers but Best thing about club is you can go direct through a platimum dealer: ie chivers marine or alike if the claim is under $5000 

, they deal with everything. No need to speak with accessors, just pay your excess direct to them. 

Also if you have so many claim free years you accumulate point. Enough points and you can get 1 claim a year that wont effect you NCB.