Boat Insurance for vessels over 15 yrs for Glass boats 20 yrs for Ali
Submitted by Willlo on Tue, 2017-06-13 11:37
Hi fellas , This has probably been asked before but here goes anyway. I recieved my insurance invoice the other day and it tells me i have to get the boat surveyed in order to continue insurance. Question - R there any companies about that don't require a survey for older boats. Am over these money gouging grubs and am thinking of doing away with it altogether, looking for alternatives.
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Call Sign - BZ785
Haynes Hunter Prowler CC
chris raff
Posts: 3257
Date Joined: 09/02/10
I went with SGIO for the
I went with SGIO for the same reason when I had the old tub no dramas .. never had to make a claim though so not sure what they're like in that regard
“Intelligence is like a four-wheel drive. It only allows you to get stuck in more remote places.”
z00m
Posts: 1086
Date Joined: 10/05/14
Valuation report
When I rang SGIO I was asked for a valuation report because it is an older boat. Doesn't seem like there is a way out of paying for a survey for an older boat.
D_d_001
Posts: 1522
Date Joined: 09/03/13
if it helps I've made a claim
if it helps I've made a claim through SGIO
Was the easiest thing. took boat to a dealer they gave me a quote. rang SGIO. apparently they sent an assessor who gave the OK straight away ....repairs done and I just paid excess to dealer when I picked up boat.
Willlo
Posts: 1490
Date Joined: 07/10/11
Yeah am off SGIO apparently
Yeah am off SGIO apparently they r based in South Africa now .
Call Sign - BZ785
Haynes Hunter Prowler CC
reece
Posts: 522
Date Joined: 10/07/08
Iv got a bloke that will do
Iv got a bloke that will do us survey for $300 cash. I just got my crusader done and insured with club marine
Any one free to help me pull my drum lines tomorrow?
sea-kem
Posts: 15007
Date Joined: 30/11/09
Just talked about this very
Just talked about this very subject at Gnaraloo with my mate who has a Chivers Thunderbird. There are insurance companies that don't require survey and I think he went with RAC. He was with Club marine and they wanted it surveyed every year so he arsed them.
Love the West!
gruntre69
Posts: 533
Date Joined: 15/10/16
I just renew with RAC
It was just down to price and they killed everybody else..
Marine trimmer NOR (available for clears, tops, carpet, upholstery, custom equipment covers)
Gunner966
Posts: 145
Date Joined: 23/04/13
$150 from Seasport Marine in
$150 from Seasport Marine in Kelmsoctt
ranmar850
Posts: 2702
Date Joined: 12/08/12
Club Marine only require a letterhead
I had mine done by our mobile mechanic, just a quick report on his letterhead was good enough for them. They just don't want to be insuring some rotten old POS, that might look ok on paper, that someone insures knowing they can have it sit in the drive for 6 months then take it on the river and have it "sink" for the insurance.
Bradmac73
Posts: 201
Date Joined: 22/03/17
Club marine
Same as Ranmar850, I am insured with club marine and they just requested a boat condition report from the boat yard, not a survey.
hezzy
Posts: 1521
Date Joined: 27/11/09
QBE, willo iv got my alli
QBE , willo
iv got my alli with them and she is 20 years old ,
no issues at all
OFW 11
evil flourishes when good men do nothing
Willlo
Posts: 1490
Date Joined: 07/10/11
Well there you go , after
Well there you go , after giving Club Marine a ring and telling them i will be looking at a new insurer when my policy is due re the fact that they wanted boat inspections etc for my just turned 20yr old boat.
I recieved a letter from them saying that , after reviewing there underwriting guidelines for boat inspection and condition reports .As a result we are changing our requirements for when reports need to be provided on a range of risks including yours. this means that they r now able to offer my policy for renewal when it becomes due and do not have to provide a boat inspection and/or condition report.
what is confusing tho is in the next sentence quote - If you already have had a report done , thank you. please email it to blah blah and we will keep it on file for future referance. Each report is valid for 5 years, so we wont ask you for another report for some time.
You will recieve an invtation to renew your policy before it falls due. I wonder if that means they are going to ask me for a report every year going forward ? They originally asked for a Condition Report & 2 Colour Pics. So i have done nothing about a report etc and dont intend to. Will let you know what happens when it becomes due in January.
Call Sign - BZ785
Haynes Hunter Prowler CC
little johnny
Posts: 5360
Date Joined: 04/12/11
Sgio never had drama
Was with club marine for 15 years . Then I made claim for . $380 dollars on damage to boat while on tow . My next renewal was doubled. Stuff that . 15 years times what I claimed . Lol really.
meglodon
Posts: 5981
Date Joined: 17/06/10
I have got to say
I have not had a problem with Club Marine, I had a claim a couple of years back for a damaged gear box fin on my 115 Yamaha, the damage occurred when the contractors at exy moved my boat with a fork lift and dragged the fin along the bitumen They refused to cover the damage and I had to make a claim on my insurance. sent them a couple of photos with claim, they replied very quickly and positively and that was that.