RAC or Club Marine
Submitted by BONO38 on Wed, 2016-08-24 11:06
Hi Guyss...
Just about to renew the insurance. Any experience claiming with RAC Boat? RAC are cheaper about $200 for my boat but don't know whether the cover would be the same as club marine.
Please PM me if you don't want to reply it on the forum
Cheers
Bono
Jason P
Posts: 521
Date Joined: 16/02/13
Just changed to RAC as the
Just changed to RAC as the Premium was half the cost of SGIO, and with a zero excess and also with a RAC member card for discounts.
Too enticing not too go with.
Haven't had to claim yet though.
DM306
sunshine
Posts: 2600
Date Joined: 03/03/09
Big big thumbs down for Club Marine
Several stories to back up that view ...intend putting a full wrap of their conduct when they finally settle one of the members on here that I have been assisting.
Stevo81
Posts: 1278
Date Joined: 16/04/12
Im with Club Marine so
Im with Club Marine so waiting with interest....
•••••••• Electrical Contractor NOR ••••••••
Anyfishwilldo (not verified)
Posts: 16
Date Joined: 01/01/70
I'm with Rac also... club
I'm with Rac also... club marine was $62 a month with $500 excess, rac is $34 a month with no excess. I haven't had to make a marine claim yet but going by previous claims I've had to make they get my vote.
BONO38
Posts: 58
Date Joined: 19/10/13
Hi Guysss Thanks for all the
Hi Guysss
Thanks for all the comments.
I am still waiting for my tub ( she is an old lady about 20yrs fiberglass) condition of report , finger cross nothing wrong and I will get the RAC.
I am bit surprise when the club marine mentioned $580ish and RAC just $378ish
I have been with club marine and never make any claim since in the begining, oh well I thinks its a time to move on.
Cheers
Bono
meglodon
Posts: 5981
Date Joined: 17/06/10
Had a look at RAC a while ago and
I got a bit of a shock when I saw that there was a restriction of only being allowed to travel up 20 ks offshore which was of no good to me, also API have the same restriction, I have 6m quinine and have regularly travelled in excess of the 20ks from the coast. To those that go deep dropping and are with RAC it might pay you to have a good read of your policy.
Jason P
Posts: 521
Date Joined: 16/02/13
Just checked my current PDS
Just checked my current PDS and says your covered up to 200 nautical miles from the Australian coastline.
DM306
Rob H
Posts: 5795
Date Joined: 18/01/12
from the PDS
Your RAC Boat Insurance
Give a man a mask, and he'll show you his true face...
The older you get the more you realize that no one has a f++king clue what they're doing.
Everyone's just winging it.
Rob H
Posts: 5795
Date Joined: 18/01/12
RAC for me also plus the
RAC for me also plus the cars.
No claims on boat, cars almost had one.
Missus put 10L petrol in the VDJ200, friday 6pm 20ks from home
RAC-no problem you are covered for incorrect fuel, shall we send a tow truck
Umm, I havent started it yet, will fill with diesel and run it?
They rang monday morning to see if everything was ok...
Give a man a mask, and he'll show you his true face...
The older you get the more you realize that no one has a f++king clue what they're doing.
Everyone's just winging it.
hezzy
Posts: 1521
Date Joined: 27/11/09
QBE great company , good
QBE
great company , good price and cover all the usual stuff same as the others
i have claimed on boat and cars with them , never a drama and fast repairs with min fuss etc
highly reccomend them
hezzy
OFW 11
evil flourishes when good men do nothing
ranmar850
Posts: 2702
Date Joined: 12/08/12
Good Injector cleaner
BONO38
Posts: 58
Date Joined: 19/10/13
I can not take RAC because
I can not take RAC because they just told me "no we can not take your old boat because she is 20yrs old" . So I have two option Club marine or Natilus.
well back to square one again , any experience with nautilus ? or should I just stay with club marine?
Please Pm me if you are not comfortable saying it in the forum
chris raff
Posts: 3257
Date Joined: 09/02/10
SGIO
SGIO
“Intelligence is like a four-wheel drive. It only allows you to get stuck in more remote places.”
Rob H
Posts: 5795
Date Joined: 18/01/12
Had Nautilus for a few years
Had Nautilus for a few years and they were really good, very helpful here in the freo office.
THEN, they changed underwriters and I had a confusing conversation with a woman from the Melbourne, quite aggressive on "changes" to the policy which she wasnt able to show in the PDS.
End of my association with them, and on to RAC.
With any insurance though, it doesnt hurt to get quotes elsewhere every couple of years as they soon take you for granted.
Give a man a mask, and he'll show you his true face...
The older you get the more you realize that no one has a f++king clue what they're doing.
Everyone's just winging it.
The Saint
Posts: 473
Date Joined: 30/01/13
Like Chris Raff, I would
Like Chris Raff, I would recomend SGIO, have had to make a couple of claims over the years and they have always been easy to deal with.
However, having said that, have been trying to get a quote for home and contents emailed for my youngest who has just purchased his first house.
Sadly it seems SGIO have now gone to an offshore call centre, 4 phone calls over 3 days to finally get a quote emailed.
And to top things off, yesterday in the mail we received an invoice for a home and contents policy in my name but for his new adress, payment due by 8th Sept (all we wanted was a quote as settlement isn't until the 21st)...............I hope this is not a sign of things to come with SGIO !
cutter
Posts: 150
Date Joined: 30/12/10
Rac
RAC will not cover any boat worth over 100k.
Vinesh87
Posts: 2751
Date Joined: 02/04/11
Damn i was thinking of
Damn i was thinking of changing over to RAC as SGIO is crazy expensive.
aweall
Posts: 83
Date Joined: 16/11/10
i was with Club marine would
i was with Club marine would not touch them with a 10 foot pole.when i made a claim they knocked it back they where so difficult to deal with even as far as im concerned intimidating repairers.
i could not get the repairer to contradict the assesors report even tho he had stated to me my boat damage appeared as the result of striking something in the water, because as he stated "i have a small business and cannot afford to upset them.
i ended up having to pay for repairs myself
spinksy
Posts: 266
Date Joined: 06/10/10
I was with Club Marine
Had boat burn down because of a fire a while back and was totalled. Full payout. Will go with them again
resurgence
Posts: 575
Date Joined: 23/04/14
Nautilus
We are currently using Nautilus.
Had to make a claim from storm damage incurred by a neighbouring boat in the marina. In the end the other owner's insurance (Club Marine) took the claim, but Nautilus were not a problem for as far as I progressed it.