Yearly boat cost

Not sure if this has been covered before but the mrs and i are in the market for a boat, she has asked me to get some figures on cost of ownership (service, insurance, gear, misc) for each year. Im completely new to boat ownership so any help is much appreciated. Looking for an ali around 6m something the family is comfortable on. Spending around 35-40k. Just need to get a budget sorted before jumping into anything.

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 Hi my name is rob............. and I'm a........... fishaholic


Madmerv's picture

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Date Joined: 24/01/15

Costs

Mon, 2018-06-04 07:59

 Just going to throw out there what i was told 20 years ago and seems to fall pretty close to the range.

10% of the cost of the boat per year. 

35k boat and trailer, $3500.

350k boat, $35000 p/y.

There is plenty of things that influence that final cost but to keep the boat at an acceptable standard, upgrades etc, and assuming it was in a reasonable standard when you got it.

I dont know the insurance costs of trailer boats so that might up it from the 10%.

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 Sometimes when the water is quiet, you can hear the fish laughing at you !

scottnofish's picture

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Insurance and rego

Mon, 2018-06-04 08:24

 About $1000 a year for that price range of boat add another $500 for servicing and another $ 500 at least for replacing things that break .so around $2000 minimum thats before you add up fuel and oil if 2 stroke plus bait and ice soon add up over a year 

Madmerv's picture

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+1

Mon, 2018-06-04 18:37

 I wouldnt be adding the running costs into the equation as that depends on use. 

If you took your 2k for yearly costs and saved 1k a year for major jobs like new donk, trailer rebuilds, re-sprays, electronic upgrades/replacement etc i think you would be pretty well nailing it.

BOAT=Bring Out Another Thousand

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 Sometimes when the water is quiet, you can hear the fish laughing at you !

Faulkner Family's picture

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 Could be any amount depends

Mon, 2018-06-04 08:37

 Could be any amount depends on what your willing to spend on upgrades and so forth. But in all reality if your going to use the boat as a family outing and fishing trips away the price shouldnt matter as you get quality family time 

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RUSS and SANDY. A family that fishes together stays together

rob90's picture

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 Cheers for the replies, that

Mon, 2018-06-04 12:26

 Cheers for the replies, that 10% idea sounds like good logic, the upgrades will be with whatever spare cash is laying around if i decide to do cashies or not, but as for insurance and servicing I'll have do do proper research on a chosen boat but scottnofish cheers for those figures i was working on around 5k so thats better. Wont be buying a bunky so hopefully wont get hit with any unexpected costs straight up. Hoping to buy a good boat that will last a fair while so it'll get good use. 

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 Hi my name is rob............. and I'm a........... fishaholic

Moking's picture

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  Hey Rob- Very timely

Mon, 2018-06-04 18:53

  Hey Rob- Very timely subject for me as well,as I will be getting off the Jetski in the near future( ie- as soon as it sells), and also looking at buying a boat.

Same as you,not looking for bunky. But would perfer single axle trailer and around the 5 to 5.5m. Won't be doing any away trips,mainly local area with family and grandkids.

So will keep reading here.

Cheers.

 

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 My Dad taught me how to Fish-Thanks Dad.(RIP)

rob90's picture

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Date Joined: 06/02/13

 I was looking for a ski a

Tue, 2018-06-05 09:50

 I was looking for a ski a while ago but now with the young bloke, and my old boy getting a bit too old to be climbing rocks or fishing the surf i figured that a nice boat will suit the whole family, I'll also be fishing mainly local, if the old boy is catching whiting his a happy man. But may do the one or two trips north or south. Still definitely keeping the yak tho

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 Hi my name is rob............. and I'm a........... fishaholic

kirky79's picture

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Hi Rob

Mon, 2018-06-04 16:25

 I just reinsured my 21' foot Trophy with Club marine for the year with no lay up months for around $530 ish. That is at $44,000 or market value.

Chris.

rob90's picture

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 Cheers. Done a few quick

Tue, 2018-06-05 09:47

 Cheers. Done a few quick online quotes for a similar figure.

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 Hi my name is rob............. and I'm a........... fishaholic

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Date Joined: 13/09/16

Tracking Cost

Tue, 2018-06-05 06:31

 To add to the discussion I track the yearly spend on my boat.

6m bar crusher with a 140 Suzuki on the back.

Surprisingly (or not) if you remove the cost of the yearly motor service the Trailer has averaged as one of the higher cost items.

Good quality tyres/yearly bearing change/new springs and wiring all adds up (I am however someone that lives by the "prevention is better than cure" philosophy)

Make sure you look as closely at the Trailer than the boat is what I'm trying to say.

 

Average cost of ownership excluding fuel and ice = $2500 per year (this figure includes yearly rotto and parking pass) 

 

Gut feel is that 10% of purchase price would be accurate to account for replacement/upgrades on fixed items once they inevitably occur.

rob90's picture

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 Good point, i was under the

Tue, 2018-06-05 09:50

 Good point, i was under the assumption that trailer maintenance was not such a big cost and most was diy. Guess ill have to do more researching on trailer's aswell.

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 Hi my name is rob............. and I'm a........... fishaholic