Boat insurance??
Submitted by Dreamtime on Thu, 2016-01-14 16:53
Hey guys and girls just curious about what company you all go to for insurance on the tub? Just been handed over the reigns of the family vessel but she's not insured 
Also wondering if anyone has an idea of cost, it's a 8.6m Ali with a new 6.2mpi merc prob worth somewhere from 35 to 45 k! Thanks in advance as I wouldn't know where to start!
Cold Feet
Posts: 120
Date Joined: 04/08/15
Clubmarine online quote link..
http://www.clubmarine.com.au/internet/clubmarine.nsf/docs/PI+Pleasurecraft+Insurance?#open=value¶meter=true&utm_source=google&utm_medium=cpc&utm_campaign=Enhanced+-+Club+Marine+AU+-+Boat+Insurance+Plus+-+Exact&utm_term=%2Bclubmarine&utm_content=sIEKm8tMN|dc_83385866768_b_%2Bclubmarine
Around $80m per month, depending on personal details and history for that value boat..
Cheers,
Cold Feet
crasny1
Posts: 7003
Date Joined: 16/10/08
$80m
I hope that is just plain 80, read 80 million!!??
LOL
"I would like to die on Mars. Just not on impact!!" _ Elon Musk
linoc
Posts: 96
Date Joined: 21/11/15
insurance
Just did the run around with this a few weeks back on a 8k glass runabout/55hp yamy, ended up gong with sgio
Ski/floatation/tow cover, 10mil liability, $100 excess, $390p/a
Dan_9
Posts: 80
Date Joined: 10/12/14
Just be careful with club
Just be careful with club marine as their "contents" doesn't cover anything unless you have a specific locked up area on the boat. I recently found
this out the hard way.
Bruce
Posts: 527
Date Joined: 11/04/12
Have been with both SGIO and
Have been with both SGIO and Club Marine, however only had the one claim (knock on wood) and that was with Club Marine. Had water in the fuel tank and lines and that damaged the motor which had an $800 repair bill and needed to be towed in by Sea Rescue. Personally I didn't think CM would cover it after reading their handbook but to my surprise they did and was very pleased. Probably a 4 week turn around though from accident to having the boat back again in my driveway.
Still with them now for my current boat.
holth
Posts: 812
Date Joined: 09/10/06
Ive been with club marine
Ive been with club marine for years. Theres afew benifits lve found that are good.
You get bonus points for claim free years. Which gives you a excess only claim once over certain points which wont affect your premium. The other is theres platium club marine dealers like chivers. They process everything. No need to make contact with the insurance company. I claimed for a damaged bimini, frame and clears. Had the whole thing replaced better than before for the cost of the excess. Hassel free.
little johnny
Posts: 5362
Date Joined: 04/12/11
Sgio
Was insured with club marine. 25 years 1 very small claim (559) they screwed me over big time.Joke. Plus you need evaluation every few years. Sgio cheaper than any I found . No crap to get insured by them. No fine print . Good luck
Mattyb84
Posts: 388
Date Joined: 28/12/12
I'm with nautlius and threre
I'm with nautlius and threre shit at best had one claim and come out about $1200 under looking for a new company atm ( total claim was 4500)
Pgfc member
Rob H
Posts: 5808
Date Joined: 18/01/12
I was with Nautilus, the
I was with Nautilus, the Freo office were great, very helpful.
Then they changed Underwriters, I rang for some assistance and unknowingly ended up speaking to Melbourne where a senior lady proceeded to tell me stuff that was "in the PDS" but wasnt able to point out where. And also that the WA office will be getting a call and "pulled into line".
From there I switched to RAC where I have my cars.
Never claimed from either so you'd think Naughtylus would have been a little more friendly.
For asking several times where it said I could not change layup months after doing it on a few occasions over the previous 6 years, I was informed that they my business wasnt a priority for them.
Bye bye
Give a man a mask, and he'll show you his true face...
The older you get the more you realize that no one has a f++king clue what they're doing.
Everyone's just winging it.
Deleted
Posts: 6265
Date Joined: 26/04/14
Rac
Iam with rac but need to get a boat evaluation every couple years because they only pay out market value.
Veitchy
Posts: 28
Date Joined: 12/05/13
I'm with Trident, based in
I'm with Trident, based in Mount Hawthorn. They mainly do marine insurance and have been fairly good so far. I've had one claim relating to trailer which was handled very well.
Cold Feet
Posts: 120
Date Joined: 04/08/15
Trident does not require boat Cond Report,
They just need recent photos and they insure for your fixed value, so this saves you the $150 on the cond. report and the hassle of getting your boat down to the dealer for a few days to get this done. Club marine require a Condition report for Boat, and trailer if you have one.
Trident also allow you to park your boat in the driveway without been behind locked gates.
They don't slug you with a club fee you did not realise you needed to pay for the magazine..
Once off Annual fee, and MT Hawthorne office as above and great service so far..
Cheers,
Cold Feet
Peko
Posts: 185
Date Joined: 01/10/14
Im with Nautilus and a few
Im with Nautilus and a few months back had my boat cleaned out by some opportunistic individuals. In total the repair, replacement bill ran to about $17k. Everything was replaced new or upgraded model Lowrance Gen 2 to Lowrance Gen 3 for example. Items like esky, ipod, lifejackets replaced no questions asked without receipts. Very pleased with response time and attitude and great help through difficult period. Only cost to me was insurance premium.
Sea Hunter
Posts: 148
Date Joined: 04/07/13
RAC
Have done shopping around and RAC were the best for my tub with a similar value to what you are trying to insure. $460/year. you have to itemise the things you want insured.
Dreamtime
Posts: 658
Date Joined: 21/09/09
Thank you!
Thanks heaps guys this helps a lot!! Hey sea hunter do you recall if you need a condition report with rac? Don't mind if I have to but as everyone else is the same I have limited time on my hands for running around!