Boat ramp car park damage witness
Submitted by mullinz on Sun, 2014-06-15 19:00
Came back from a great days fishing to find the rear end of my 12 month old EZ Loader trailer had been smashed into. Luckily there was a note on my windscreen from a very nice witness saying they saw a guy hit the trailer get out look at the damage on my trailer looked at his trailer saw no damage laughed got back in his car and moved to another spot.
Now if I report it to the police and have the witness sign a stat dec can I claim it on my boat insurance without having to pay an excess?? Really annoying!!! I would of just fixed it myself and asked for him to chip in for the parts if he'd left a note. Now I'll let the insurance company deal with it and hopefully he gets stung with a big bill!
scotto
Posts: 2470
Date Joined: 21/04/08
Bugger
Bet he damaged your built-in reverse camera, scratched your alloys, busted your Picasso, and removed a few kilos of its protective gold coating
Vinesh87
Posts: 2751
Date Joined: 02/04/11
haha probably a slighty
haha probably a slighty twisted frame too!
Jason P
Posts: 521
Date Joined: 16/02/13
Just need a Licence plate
Just need a Licence plate number and any other details possible and won't need to pay any excess, a similar thing happened to my car and a work collegue took down details of the car that did it. Didn't cost me a cent in excess. The insurance company can track down the owner by the licence plate.
DM306
mullinz
Posts: 32
Date Joined: 05/12/10
Yeah how did you know
Yeah how did you know Scotto?? I'm thinking atleast a $5k repair bill now. Not to mention my german engineered LED rear lights guaranteed never to leak.
Ol Tom
Posts: 331
Date Joined: 17/12/13
Yeah go get him Mullinz, I
Yeah go get him Mullinz, I am over dishonest people in this world. See if he is laughing then eh?
Shark1
Posts: 1084
Date Joined: 21/05/12
report to police all known
report to police all known details , report the number they give u to insurance-no excess - all done, coppers have the right to charge him with driving away from accident, and will go talk to him
mullinz
Posts: 32
Date Joined: 05/12/10
Well apparently according to
Well apparently according to Club Marine I have to pay my excess and I only receive it back if they are able to recover the cost of the damage by the offender. This is absolute bullsh%t because if I repair it myself I could do it a lot cheaper than taking it to get professionally repaired and I'm now taking a punt on whether they will be able to recover any funds. My excess is $500.
Very negative feedback about club marine insurance. I'll be changing my policy and suggest others do the same.
mullinz
Posts: 32
Date Joined: 05/12/10
Well thankfully the owner of
Well thankfully the owner of the other vehicle got in contact and we settled it without having to go through insurance. Apparently it was his friend driving and didn't tell him he'd hit another trailer. He was very nice and apologetic. My faith in people doing the right thing is renewed!
TorquenFish
Posts: 321
Date Joined: 30/12/12
Or he didn't want to look
Or he didn't want to look like a douche and made up a convieniant story...
Rick
Posts: 1104
Date Joined: 22/12/06
Good
Good to hear it was all worked out, without having to drag it through insurance etc
PGFC Member
Sea Hunter
Posts: 148
Date Joined: 04/07/13
shopping around
I did a lot of shopping around when renewal came up and found RAC to be all over the best cover.