Trade insurance
Submitted by james14 on Tue, 2012-04-24 17:48
Hi all,
For all the tradesmen out there, I'm just wondering if you have tool insurance,
And if not, why?
Looking at getting tool insurance soon but not sure who to use.
With stealing a regular thing, looking after thousands of dollars worth of tools seems like a good idea to me!
Any info would be much appreciated,
Thanks James
Doooma
Posts: 791
Date Joined: 05/12/09
Tradie
If you area tradie, or someone that uses the tools for your work... I most certainly would have them insured!!
They are your bread and butter.... Plus, you can write the insurance off on tax..
james14
Posts: 87
Date Joined: 02/09/11
Yeh that's what I'm
Yeh that's what I'm thinking, qualified carpenter in 2 months and have a lot of tools already!
sammy85
Posts: 831
Date Joined: 31/08/10
You can do it through your
You can do it through your bank I am pretty sure as well as income protection another one every tradie should have especially if u r paying off a house or loan
Plumber and gas fitter- 0415489103
chris raff
Posts: 3257
Date Joined: 09/02/10
For Sure
sounds like you will be investing quite a bit of money ...so yeah you need to protect it, do a ring around and see what they can do for you ...and also what they won't do ..
“Intelligence is like a four-wheel drive. It only allows you to get stuck in more remote places.”
snapper
Posts: 335
Date Joined: 09/02/08
insurance
Try AAMI, I had my public liability with SGIO for a couple of years then last year i got a quote from AAMI which also covered me for tools .They beat SGIO hands down and SGIO would not even match it.It makes sense to ring around and see what is on offer.
Assassin Land Based Fishing Club Member
just dhu it
Posts: 1081
Date Joined: 14/05/09
read your policy
James make sure you understand your policy and that it covers all situations and areas , there are plenty of companys out there willing to take your money for a policy that will give you some protection but there will be areas where they wont cover you , i used a broker to do all of our insurances and he did his home work and i asked all of the questions to ensure i got what i paid for
sea-kem
Posts: 15028
Date Joined: 30/11/09
Hit the nail on the head so
Hit the nail on the head so to speak Just Dhu it. Use a broker. I do for all my business insurance. They will come out and ask you all about what you do and what they can cover you for.
Love the West!
Carry
Posts: 657
Date Joined: 22/04/09
tools
Im out of my trade now but still got shit loads of tools cost a fortune to replace we got insured under our house insurance but seperate sort of tools insured for whatever dollars ,camera gear for so much jewelry and fishing gear and all includes travel anywhere in australia or overseas cost a little bit extra but worth it
We feel nothing but a certain difficulty in continuing to stand
chookc
Posts: 442
Date Joined: 07/01/10
yeah read all the fine
yeah read all the fine print. Some policies won't cover the tools on the back of a ute or whilst on the actuall work site only when in transit locked away etc etc..
if you are using a tradie trailer make sure you gps it and alarm it this will also reduce your premium considerably.
james14
Posts: 87
Date Joined: 02/09/11
Thanks for the replies
Thanks for the replies all.
Will make sure I look into their policies!